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Compare markets

Put up to four markets on the same ruler. The shapes do most of the explaining.

Market 1 Market 2 Market 3 Market 4

Peer-to-peer loans 38 Moderate Easy to get into, hard to get out of, and no compensation scheme behind it — the shape that caught out thousands of lenders.
Ground rents & freehold reversions 47 Demanding Looks like a bond and behaves like a political forecast: Parliament is the counterparty that matters.

	Peer-to-peer loans	Ground rents & freehold reversions
Exit difficulty	4	4
Volatility	2	3
Leverage	1	2
Carry cost	2	2
Fraud risk	3	2
Protection gap	4	4
Barrier to entry	1	2
Expertise needed	3	4
Difficulty	38 Moderate	47 Demanding
In a sentence	Lending directly to individuals and small businesses through a platform, an asset class that grew fast, broke publicly, and is now much smaller and better policed.	The freehold interest under a block of leasehold flats — a small income stream plus a reversion, and the subject of active legislative demolition.
Unit	A loan part, often from £10	One freehold title
Smallest realistic trade	£10–£100 depending on platform	A single reversion, often a few thousand pounds
Settlement	Immediate funding; repayment over the loan term	Conveyancing, with statutory rights of first refusal to leaseholders

The fingerprint measures how demanding a market is to take part in. It is not a rating or a recommendation.