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Compare markets
Put up to four markets on the same ruler. The shapes do most of the explaining.
| Retired LEGO sets | Peer-to-peer loans | |
|---|---|---|
| Exit difficulty | 3 | 4 |
| Volatility | 2 | 2 |
| Leverage | 1 | 1 |
| Carry cost | 3 | 2 |
| Fraud risk | 2 | 3 |
| Protection gap | 5 | 4 |
| Barrier to entry | 1 | 1 |
| Expertise needed | 2 | 3 |
| Difficulty | 34 Moderate | 38 Moderate |
| In a sentence | Sealed plastic bricks that have outperformed several mainstream asset classes since the 1980s, for reasons that are unusually well documented. | Lending directly to individuals and small businesses through a platform, an asset class that grew fast, broke publicly, and is now much smaller and better policed. |
| Unit | One sealed set | A loan part, often from £10 |
| Smallest realistic trade | £20 upward | £10–£100 depending on platform |
| Settlement | On payment; condition of the box is part of the asset | Immediate funding; repayment over the loan term |
The fingerprint measures how demanding a market is to take part in. It is not a rating or a recommendation.